purchased through cubalinda.com will give you the advantage of dealing
directly with Cuban institutions without having to contact your agent
at home to confirm to a Cuban entity that you are covered. For instance,
if you need medical treatment or even hospitalization, the voucher that
we sent you is all you need to show for cost-free treatment
anywhere in Cuba. You will also have a 24-hour hotline to call for prompt
response. Our partner is Asistur S.A., the Cuban company that specializes
in various kinds of assistance to foreign visitors. Please note that your
coverage with us is limited to your stay in Cuba and does not cover you
before you actually land in Cuba or after you leave. We are currently
studying the provision of door-to-door coverage on travel to Cuba for
those who do not have such insurance, and we will post information on
this coverage when available.
For those who engage in "high risk" activities
such as sky diving and scuba diving, which are often excluded from coverage
in travel insurance policies, we have negotiated waivers of the exclusions.
Thus all of our clients without exception can relax in the knowledge that
they have adequate insurance while in Cuba.
ACCIDENTAL DEATH OR DISABILITY
The Insurer will pay the Insured Person or his/her Survivor the maximum
sum in the event of any injury causing loss of life or permanent disability
within 12 months of the injury. In case of an injury causing a partial
and permanent disability, the Insurer will pay the Insured Person, also
within 12 months of the injury, a percentage of the insured sum according
to an indemnity table that is available on request.
BAGGAGE AND PERSONAL EFFECTS
Loss or physical damage by rough handling of baggage, fire, robbery or
transportation hazards are covered by the insurance policy. If the Insured
Person suffers the loss of baggage during transportation by an airline
that is a member of the International Air Transport Association (IATA),
the Insurer will pay the total insured sum. In any case the Insured Person
must present documented evidence to prove that the damage or loss occurred.
Loss caused by negligence of the Insured Person is not covered.
HOSPITALIZATION AND MEDICAL EMERGENCIES
An amount up to the maximum insured sum will be paid for costs incurred
in Cuba for medical and dental emergencies, and for hospitalization and
treatment, if the Insured Person becomes ill or suffers injury through
an accident during the period of insurance. The Insurer will not assume
payment for treatment of a pre-existing medical condition, known or unknown
by the Insured Person.
TRANSPORTATION AND REPATRIATION
An amount up to the maximum insured sum shall be paid for the accommodation
and transportation of the Insured Person in case of an accident or illness
during the period of insurance coverage when such an event prevents the
Insured Person from leaving Cuba on the scheduled date, or if the Insured
Person dies. In the event of death of the Insured Person, cost of burial,
special coffins or urns are excluded.
The Insurer will pay up to the maximum insured amount if the Insured Person
accidentally causes physical or material damage to a third person or his/her
LOSS OF TRAVEL DOCUMENTS
The Insurer will pay up to the maximum insured amount the expenses of
the Insured Person in obtaining new travel documents in case of loss or
theft of passport, ticket or visa.
A cash advance up to the maximum insured amount will be granted by the
Insurer in case a Cuban Court of Justice rules that a bail bond is required
as a result of a legal process started against the Insured Person for
criminal liability in an accident.
ASISTUR TRAVELLER ASSISTANCE PROGRAM
The travel insurance policy includes a 24-hour assistance service of ASISTUR.
Telephone numbers to contact ASISTUR are listed on the insurance identification
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