Travel Insurance purchased through cubalinda.com will give you the advantage of dealing directly with Cuban institutions without having to contact your agent at home to confirm to a Cuban entity that you are covered. For instance, if you need medical treatment or even hospitalization, the voucher that we give you on arrival is all you need to show for cost-free treatment anywhere in Cuba. You will also have a 24-hour hotline to call for prompt response. Our partner is Asistur S.A., the Cuban company that specializes in various kinds of assistance to foreign visitors. Please note that your coverage with us is limited to your stay in Cuba and does not cover you before you actually land in Cuba or after you leave. We are currently studying the provision of door-to-door coverage on travel to Cuba for those who do not have such insurance, and we will post information on this coverage when available.

For those who engage in "high risk" activities such as sky diving and scuba diving, which are often excluded from coverage in travel insurance policies, we have negotiated waivers of the exclusions. Thus all of our clients without exception can relax in the knowledge that they have adequate insurance while in Cuba.

ACCIDENTAL DEATH OR DISABILITY
The Insurer will pay the Insured Person or his/her Survivor the maximum sum in the event of any injury causing loss of life or permanent disability within 12 months of the injury. In case of an injury causing a partial and permanent disability, the Insurer will pay the Insured Person, also within 12 months of the injury, a percentage of the insured sum according to an indemnity table that is available on request.

BAGGAGE AND PERSONAL EFFECTS
Loss or physical damage by rough handling of baggage, fire, robbery or transportation hazards are covered by the insurance policy. If the Insured Person suffers the loss of baggage during transportation by an airline that is a member of the International Air Transport Association (IATA), the Insurer will pay the total insured sum. In any case the Insured Person must present documented evidence to prove that the damage or loss occurred. Loss caused by negligence of the Insured Person is not covered.

HOSPITALIZATION AND MEDICAL EMERGENCIES
An amount up to the maximum insured sum will be paid for costs incurred in Cuba for medical and dental emergencies, and for hospitalization and treatment, if the Insured Person becomes ill or suffers injury through an accident during the period of insurance. The Insurer will not assume payment for treatment of a pre-existing medical condition, known or unknown by the Insured Person.

TRANSPORTATION AND REPATRIATION
An amount up to the maximum insured sum shall be paid for the accommodation and transportation of the Insured Person in case of an accident or illness during the period of insurance coverage when such an event prevents the Insured Person from leaving Cuba on the scheduled date, or if the Insured Person dies. In the event of death of the Insured Person, cost of burial, special coffins or urns are excluded.

CIVIL LIABILITY
The Insurer will pay up to the maximum insured amount if the Insured Person accidentally causes physical or material damage to a third person or his/her properties.

LOSS OF TRAVEL DOCUMENTS
The Insurer will pay up to the maximum insured amount the expenses of the Insured Person in obtaining new travel documents in case of loss or theft of passport, ticket or visa.

BAIL BOND
A cash advance up to the maximum insured amount will be granted by the Insurer in case a Cuban Court of Justice rules that a bail bond is required as a result of a legal process started against the Insured Person for criminal liability in an accident.

ASISTUR TRAVELLER ASSISTANCE PROGRAM
The travel insurance policy includes a 24-hour assistance service of ASISTUR. Telephone numbers to contact ASISTUR are listed on the insurance identification card.

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